Credit Assistance Programs in Andalusia, AL

Get Credit Assistance on Your Used Car Purchase

The Step One Andalusia finance department offers customers access to credit assistance programs that help even the most credit-challenged individuals obtain a car. We know that not everyone has perfect credit, but that shouldn’t disqualify them from obtaining the vehicle they want. Regardless of your current credit score or credit history, Step One Andalusia wants to help!

  • Foreclosure?
  • Bankruptcy?
  • Divorced?
  • Repossession?

No problem! Stop in today to learn more!

Documents You Need to Bring to the Dealership:

Valid Driver’s License

Verify your license is not expired, revoked or suspended and ensure the address listed on your license is current and matches your residence.

Proof of Insurance

Take care to include the name of your agent and a reliable contact number. Adding a new car to your policy won’t be necessary until approved.

Proof of Residency

A recent bill for utilities, such as water or electric, is sufficient proof so long as your name is listed and matches the address given.

Proof of Employment

A recent pay stub stating your year-to-date earnings is sufficient. Self-employed individuals must provide two years of prepared tax returns.

Personal References

A reference can include anyone that knows you personally, such as a family member or friend. Include full names, addresses and phone numbers.

Phone Number Verification

Any phone number provided must be currently in service and under the applicant’s name. Prepaid cell phone numbers will not be accepted.

Additional Documents are Required if any of the Following Apply to You:

  • Individuals trading in a vehicle must provide the title.
  • Individuals who have completed a bankruptcy must provide discharge papers.
  • Individuals currently in an open Ch. 13 bankruptcy must provide necessary paperwork after receiving an Authorization to Incur Additional Debt from the court.

Auto Financing Made Easy With Step One Andalusia

At Step One Andalusia, it is our mission to make the financing process as simple and seamless as possible, regardless of your credit history or financial situation. Our dedicated finance experts will work tirelessly to ensure you leave the lot in the new or used car of your dreams. For more information, please give us a call or stop by our dealership to make an appointment!

Connect With Us

  • This field is for validation purposes and should be left unchanged.
Step One Andalusia 31.3085, -86.48329.