Get Credit Assistance on Your Next Used Car Purchase
Loan & Lease Programs
The Step One Andalusia finance department offers customers access to credit assistance programs that help even the most credit-challenged individuals obtain a car. We know that not everyone has perfect credit, but that shouldn’t disqualify them from obtaining the vehicle they want. Regardless of your current credit score or credit history, Step One Andalusia wants to help!
Not a problem! Stop in or give us a call today to learn more!
Documents You Should Bring to the Dealership for Financing
Valid Drivers License
Verify your license is not expired, revoked or suspended and ensure the address listed on your license is current and matches your residence.
Proof of Insurance
Take care to include the name of your agent and a reliable contact number. Adding a new car to your policy won’t be necessary until approved.
Proof of Residency
A recent bill for utilities, such as water or electric, is sufficient proof so long as your name is listed and matches the address given.
Proof of Employment
A recent pay stub stating your year-to-date earnings is sufficient. Self-employed individuals must provide two years of prepared tax returns.
A reference can include anyone that knows you personally, such as a family member or friend. Include full names, addresses and phone numbers.
Phone Number Verification
Any phone number provided must be currently in service and under the applicant’s name. Prepaid cell phone numbers will not be accepted.
Additional Documents are Required if any of the Following Apply to You:
Individuals trading in a vehicle must provide the title.
Individuals who have completed a bankruptcy must provide discharge papers.
Individual currently in an open Ch. 13 bankruptcy must provide necessary paperwork after receiving an Authorization to Incur Additional Debt from the court.
Auto Financing Made Easy with Step One Andalusia
At Step One Andalusia we strive to assure your credit isn’t an issue. Our experienced finance department will work hard to make it quick and easy to get you into the new or used car of your dreams, regardless of your credit history. For more information, please give us a call or stop by our dealership to make an appointment!